.hmcalc {
  --hmcalc-blue: #02478e;
  --hmcalc-ink: #0f172a;
  --hmcalc-muted: #526273;
  --hmcalc-line: #dbe7f1;
  --hmcalc-soft: #f6f9fc;
  --hmcalc-aqua: #e9f8fd;
  color: var(--hmcalc-ink);
  margin: 0 auto;
  max-width: 1180px;
}

.hmcalc * {
  box-sizing: border-box;
}

.hmcalc__inner {
  background: #fff;
  border: 1px solid var(--hmcalc-line);
  border-radius: 8px;
  box-shadow: 0 18px 44px rgba(2, 71, 142, 0.09);
  display: grid;
  gap: 0;
  grid-template-columns: minmax(0, 1.25fr) minmax(320px, 0.75fr);
  overflow: hidden;
}

.hmcalc__form-panel,
.hmcalc__result-panel {
  padding: clamp(24px, 4vw, 42px);
}

.hmcalc__title {
  margin: 0 0 12px;
}

.hmcalc__intro {
  color: var(--hmcalc-muted);
  font-size: 17px;
  line-height: 1.6;
  margin: 0 0 28px;
  max-width: 680px;
}

.hmcalc__grid {
  display: grid;
  gap: 16px;
  grid-template-columns: repeat(2, minmax(0, 1fr));
}

.hmcalc__grid--compact {
  margin-top: 16px;
}

.hmcalc__field {
  display: grid;
  gap: 8px;
}

.hmcalc__field span {
  color: var(--hmcalc-ink);
  font-size: 14px;
  font-weight: 800;
}

.hmcalc__program-note {
  color: var(--hmcalc-muted);
  font-size: 15px;
  line-height: 1.45;
  margin: 12px 0 0;
}

.hmcalc .hmcalc__field input,
.hmcalc .hmcalc__field select {
  appearance: none;
  background: #f8fafc !important;
  border: 1px solid var(--hmcalc-line) !important;
  border-radius: 6px !important;
  color: var(--hmcalc-ink) !important;
  font-family: inherit;
  font-size: 16px !important;
  line-height: 1.4 !important;
  min-height: 46px;
  padding: 10px 12px !important;
  width: 100%;
}

.hmcalc .hmcalc__field input:focus,
.hmcalc .hmcalc__field select:focus {
  background: #fff !important;
  border-color: var(--hmcalc-blue) !important;
  box-shadow: 0 0 0 3px rgba(2, 71, 142, 0.10) !important;
  outline: none;
}

.hmcalc .hmcalc__field input[type="number"]::-webkit-outer-spin-button,
.hmcalc .hmcalc__field input[type="number"]::-webkit-inner-spin-button {
  margin: 0;
}

.hmcalc__field--split {
  align-items: end;
  grid-template-columns: minmax(0, 1fr) auto;
}

.hmcalc__field--split span {
  grid-column: 1 / -1;
}

.hmcalc__field--split b {
  align-items: center;
  background: var(--hmcalc-aqua);
  border: 1px solid var(--hmcalc-line);
  border-radius: 6px;
  color: var(--hmcalc-blue);
  display: inline-flex;
  font-weight: 900;
  height: 46px;
  justify-content: center;
  min-width: 46px;
}

.hmcalc__details {
  border-top: 1px solid var(--hmcalc-line);
  margin-top: 26px;
  padding-top: 20px;
}

.hmcalc__details summary {
  color: var(--hmcalc-blue);
  cursor: pointer;
  font-weight: 900;
}

.hmcalc__result-panel {
  background: var(--hmcalc-soft);
  border-left: 1px solid var(--hmcalc-line);
  display: flex;
  flex-direction: column;
  gap: 24px;
}

.hmcalc__eyebrow {
  color: var(--hmcalc-blue);
  font-size: 13px;
  font-weight: 900;
  letter-spacing: 0;
  text-transform: uppercase;
}

.hmcalc__total {
  color: var(--hmcalc-ink);
  display: block;
  font-size: clamp(34px, 5vw, 52px);
  line-height: 1;
}

.hmcalc__summary {
  display: grid;
  gap: 12px;
  margin: 0;
}

.hmcalc__summary div {
  align-items: center;
  background: #fff;
  border: 1px solid var(--hmcalc-line);
  border-radius: 8px;
  display: flex;
  justify-content: space-between;
  padding: 12px 14px;
}

.hmcalc__summary dt {
  color: var(--hmcalc-muted);
  font-size: 14px;
  font-weight: 700;
}

.hmcalc__summary dd {
  color: var(--hmcalc-ink);
  font-weight: 900;
  margin: 0;
  text-align: right;
}

.hmcalc__breakdown {
  display: grid;
  gap: 13px;
}

.hmcalc__breakdown-label {
  align-items: center;
  display: flex;
  font-size: 14px;
  gap: 16px;
  justify-content: space-between;
  margin-bottom: 7px;
}

.hmcalc__breakdown-label span {
  color: var(--hmcalc-muted);
}

.hmcalc__breakdown-label b {
  color: var(--hmcalc-ink);
}

.hmcalc__bar {
  background: #dfeaf3;
  border-radius: 999px;
  height: 8px;
  overflow: hidden;
}

.hmcalc__bar span {
  background: var(--hmcalc-blue);
  border-radius: inherit;
  display: block;
  height: 100%;
  transition: width 180ms ease;
  width: 0;
}

.hmcalc__actions {
  display: flex;
  flex-wrap: wrap;
  gap: 12px;
}

.hmcalc__button {
  align-items: center;
  border-radius: 8px;
  display: inline-flex;
  font-weight: 900;
  justify-content: center;
  line-height: 1.2;
  min-height: 48px;
  padding: 13px 18px;
  text-decoration: none;
}

.hmcalc__button--primary {
  background: var(--hmcalc-blue);
  color: #fff;
}

.hmcalc__button--primary:hover,
.hmcalc__button--primary:focus {
  background: #01356d;
  color: #fff;
}

.hmcalc__button--secondary {
  background: #fff;
  border: 1px solid var(--hmcalc-line);
  color: var(--hmcalc-blue);
}

.hmcalc__button--secondary:hover,
.hmcalc__button--secondary:focus {
  border-color: var(--hmcalc-blue);
  color: var(--hmcalc-blue);
}

.hmcalc__disclaimer {
  color: var(--hmcalc-muted);
  font-size: 12px;
  line-height: 1.55;
  margin: 0;
}

.hmcalc-editor-preview {
  background: #f6f9fc;
  border: 1px solid #dbe7f1;
  border-radius: 8px;
  color: #0f172a;
  padding: 22px;
}

.hmcalc-editor-preview strong {
  display: block;
  font-size: 18px;
  margin-bottom: 6px;
}

@media (max-width: 900px) {
  .hmcalc__inner {
    grid-template-columns: 1fr;
  }

  .hmcalc__result-panel {
    border-left: 0;
    border-top: 1px solid var(--hmcalc-line);
  }
}

@media (max-width: 620px) {
  .hmcalc__grid {
    grid-template-columns: 1fr;
  }

  .hmcalc__form-panel,
  .hmcalc__result-panel {
    padding: 22px;
  }

  .hmcalc__summary div,
  .hmcalc__breakdown-label {
    align-items: flex-start;
    flex-direction: column;
    gap: 4px;
  }

  .hmcalc__summary dd {
    text-align: left;
  }

  .hmcalc__actions {
    flex-direction: column;
  }

  .hmcalc__button {
    width: 100%;
  }
}